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Hindustan Petroleum Corporation Limited, abbreviated as HPCL, is a public sector oil marketing company headquartered in Mumbai. It has been listed on the National Stock Exchange and the Bombay Stock Exchange. It has two refineries located in Mumbai and Visakhapatnam. Owing to its premier quality products and services, HPCL has gained brand loyalty. More than 50% shares of HPCL are owned by Oil and Natural Gas Corporation Limited (IOCL) currently. The company has a workforce of 10,500 plus employees deputed at various centers across India. HPCL Product Lines The product lines of HPCL include diesel, emulsions, petrol, ATF, LPG, etc. The company has a huge network of fuel stations to retail petroland diesel , which are the prime products. HPCL petrol is largely consumed by motorists, while HPCL diesel is used by retail and institutional customers, transport companies, agriculturists, etc. HPCL is a leader in the segment of lubricants. The lubricant retailed by this compa...

A credit score allows lenders to measure a consumer’s creditworthiness. It helps them take a decision on whether to offer them a loan or approve their credit card application. You should take your credit score seriously as it has a direct impact on your financial life. It is a good habit to check and review your credit score and report from time-to-time, as it gives you an idea of your financial health. What is a credit score? A credit score is a numerical representation of your financial health in terms of creditworthiness. If you want to get a loan or a credit card, the first thing lenders like banks and non banking finance companies (NBFC) check is your credit score. It helps lenders predict whether the chances of you turning into a defaulter. A credit score ranges between 300-900. The closer your credit score is to 900, better the chances of getting a loan or a credit card with better benefits and interest rate. Generally, a credit score of 750 and above is considered a...

A great credit score is your ticket to get an approval on your loan or credit card application. Lenders like banks and non banking finance companies take into consideration your credit score as it gives them an idea about your creditworthiness. A low credit score suggests you have been credit hungry and have not been consistent for paying your debt. Therefore, you should prioritize on improving your credit score. Let’s take a look at some of the simply ways that will help you get the perfect credit score. What is a credit score? A credit score is a numerical representation of your credit health. It ranges between 300-900, 900 being the highest. It is computed by credit bureaus after calculating your credit history, credit type, and repayment behaviour. A credit score of 750 and above is considered as excellent by majority of banks and NBFC. If you credit score ranges between 750-900, it suggests that you are regular with credit payments are have a really good payment hist...

The usage of petrol and diesel is high in India as the demand for these two fuels has been increasing immensely. Various types of petroleum products, including diesel and petrol, are extracted from crude oil. India is heavily reliant on the import of crude oil and so, crude oil price is also included in the selling price. It is extremely important to understand the price changes that are interlinked with several aspects. Recently, there are some noticeable changes with respect to the price structure of diesel and petrol. Price structure of Petrol and Diesel as of 1 October 2018 Petrol Diesel Crude oil per barrel $85.50 $85.50 Barrel of crude oil 159 litres 159 litres Cost of crude oil per litre Rs.38.97 per litre Rs.38.97 per litre ...

A CIBIL score is an important factor that is taken into consideration by lenders at the time of approving your loan or credit card application. Lenders such as banks and non-banking finance companies want to make sure you have the ability to repay the loan amount. With the help of the CIBIL score, lenders get an idea on the status of your credit worthiness. Therefore, it is important to have a high CIBIL score. What is a CIBIL Score? A CIBIL score is a numerical representation of an individual's creditworthiness. It acts as a snapshot of your financial status and helps lenders predict whether the chances of you turning into a defaulter. A CIBIL score is calculated by TransUnion CIBIL credit bureau and it ranges between 300-900. The closer your CIBIL score is to 900, better the chances of getting a loan or a credit card with better benefits and interest rate. CIBIL is licenced by the Reserve Bank of India (RBI). Generally, lenders consider a CIBIL score of 750 and above as...