Get Free Credit Score at Ease

Are you planning to apply for a loan? Then, monitoring your credit score is the best thing that you can do to have approvals on the loan application. Today, many credit bureaus and financial organizations offer Free Credit Score as well as subscription-based credit score.

An individual should check their credit score quarterly, if not monthly, to keep the credit score in control. Although, individuals can anytime check their credit score by logging into any credit bureau site and paying a certain amount of fees. There are certain credit reporting agencies like Experian, Equifax and TransUnion CIBIL that offer free credit score, once in a year.

Credit score ranges from 300-850. Having the credit score more than 750 ensures you to have approval on the loan application with minimal interest amount. While credit score more than 550 reflects default and gets you loan on higher interest rate, credit score lower than 500 definitely rejects your loan application. So, having higher score is vital that is possible only through regular monitoring and following the pre-requisites that contributes in increasing the credit score.

How to check your Credit Score for Free?

Checking credit score is easy and convenient. Follow the simple steps mentioned below to check your Free CIBIL Score.

Step 1: Visit www.bankbazaar.com

Step 2: On the homepage, click on ‘Get your FREE Credit Score’ tab present on the topmost portion of the page.

Step 3: Enter your gender, city and select from the calendar your date of birth.

Step 4: Select the company from the drop-down box or enter the name manually, if not present in the list.

Step 5: Enter your monthly salary and also fill in mobile number and email ID.

Step 6: Once you complete entering the details, an OTP will be sent to your mobile number.

Step 7: Enter the OTP in the respective field and click on “Ok Done!” button.

Step 8: Once you enter your PAN card details, you will receive the detailed credit score on your e-mail ID.

Having the free credit score app helps you to check credit score at any point of time so that you can avoid repeating the same set of mistakes that unknowingly pull down your credit score. Presently, there are many financial organizations that helps you to check online FICFO score for free. Before applying for a loan or credit card, you should not enquire together in too many banks as this may prove you to be credit hungry and drop your Credit Score. Always stay tuned to your credit score, to have higher credit score.